The Integral Lifestyle Management Coaching Program at Consumer Debt Solutions, Inc. was established and operated by graduate and doctorate level trained mental health professionals to work with families and individuals, who are experiencing problems of debt as a result of compulsive spending, compulsive debting, compulsive under earning, and problems managing inherited wealth- within a comprehensive framework that will lead to a healthy and balanced financial, emotional, and spiritual life.

The role of the lifestyle management coach is multi-faceted, reflecting the complexity of the causes and effects of this personal and social problem. It involves the provision of psycho-educational information and stress management skills training for overall health. Our customers will gain awareness and sensitivity to conditions of financial stress and financial dysfunction. Exploration of the psychology behind money behaviors will be addressed since money is inextricably linked to our psychology, our beliefs, and our values. Hence, this coaching program will emphasize a cognitive-behavioral approach for affecting positive change in our customers. Our coaches also draw from the Solution-Focused Model for its emphasis on client strengths and resources as the ultimate well-spring for any lasting change. With this approach our coaches assist and support our customers to recognize and implement the solution within them.

Underpinning this process is a holistic approach which listens carefully to the personal trauma which classically manifests itself in feelings of shame, powerlessness and worthlessness.

While our lifestyle management coaches supply the tools and the teaching skills clients need for managing their money effectively, they also address the underlying family-of-origin and spiritual issues that helped shape, and may continue to fuel, the clients self-defeating money behaviors. This approach gives rise to an important intersection between money advice and "mainstream" counseling. By the completion of the program, as clients heal their relationship with money, they will have experienced a genuine sense of prosperity, a more productive relationship to their finances and begin to feel empowered to make healthier choices in their lives.