It’s QUICK, EASY and SECURE. Request your free credit report>>
The website, annualcreditreport.com, offers you the ability to pull your free credit report WITHOUT SCORES once per year from each of the credit reporting companies, Equifax, Experian and TransUnion. This process does not affect your credit in any way. It is important to see what’s on your credit report at least once a year to verify that there are no inaccuracies reported that may be affecting your score.
When pulling your free credit report online, there are a series of security questions that you will be asked to ascertain your identity prior to allowing you access. If you cannot answer them, you are still able to send a letter directly to the credit agency to make your request. Annualcreditreport.com gives you the information necessary to do so in the event this should occur.
There is an advantage to pulling all three credit bureau files at once. You have the opportunity to compare all three reports. You may find that not all credit reports will contain the same items. The only hitch is that you can only pull a free credit report once per year from each agency. If you have already done so and would like to repull your credit, there are other options to obtain the “tri-bureau” reports.