Debt Solutions for Consumers - A+ Rated BBB Member, Debt Consolidation Texas, Credit Counseling, Debt Counseling

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Debt Consolidation Loans, Debt Settlement Programs, Credit Card Consolidation Loan, Credit Counseling Program, Debt Consolidation, Pay Off Debt, Debt Counseling

Consumer Debt Solutions, Inc. has over 10 years of experience in the debt solutions industry. Our A+ BBB rating shows our commitment to maintaining the highest ethical standards and maximizing value for our clients. Listening to the individual needs of our customers and assisting them to find the appropriate debt assistance program is our goal. Helping clients create a path to PERMANENT debt freedom and financial success is our passion.

We are not a “One size fits all” company. Various debt management programs are available through agencies in our network such as debt consolidation solutions that may be able to help you:

Lower your monthly payments
Reduce interest rates
Provide you one easy payment per month
Cut many years off your payment term

Take decisive action now. You didn't get into debt by window shopping. You won't get out of it by window shopping now. We can take the mystery out of the process for you. Finding the right debt management program for you is one of many ways we help you achieve financial success. By enrolling in our Financial Analysis Service, you’ll receive several online tools that help you monitor your spending habits, create a successful spending plan, monitor your credit score, avoid becoming a victim of identity theft and become aware of the reasons overspending may be a problem in your life.

Tips for Debt Consolidation Success When you enroll in a debt consolidation program, your debt troubles are not magically eliminated. Your debt consolidation specialist will do a lot of work to assist you in the process of becoming debt free but the process still requires some participation from you. The following are a few tips you should follow to help make your debt consolidation a success:
	Choose a company wisely. The first step to success in a debt consolidation program is to make a careful decision about the company you employ. Ask questions like, “How does your program work”? “How much are your fees”? and “What type of online tools and resources do you provide me with to ensure my success during and after the program?” Check with the Better Business Bureau to see unresolved complaints on the company. If possible, get references from other debtors who have had success with the company.
	Stick with the program until the end. The quickest way to fail at debt consolidation is to quit before the program ends. If you want to receive the full benefit of debt consolidation, you must stick with your plan until your debt has been completely paid off. Of course, staying with the program depends on progress being made.
	Make your payments on time. This is your chance to get your payments back on track. Debt consolidation typically works within your budget to set a monthly payment that you can afford. So there is no excuse for missing payments. If you don’t make your payments on time, you might be dropped from the debt management program.
	Avoid taking on new debt. Your debt consolidation plan will only be good for the debt you have at the time you start the program. If you take on new debt while you are trying to pay off your old debt, it could hurt your chances at a successful finish. You might not be able to add the new debt into your program. Having additional debt will decrease the amount of money you have to put towards your current debt consolidation plan. Wait until you have completed your debt consolidation plan before taking on new debt and be careful about doing so.
	Make sure your creditors are paid on time. It is in your best interest to double check with your creditors to verify that the debt consolidation company has been making your payments on time. If your credit card company has an automated number that lets you contact customer service for account information, keep that number on hand. After all, it’s your credit. Late payments ultimately hurt you; not the debt consolidation company.
	Don’t be afraid to walk away. Before you agree to hire a debt consolidation company, make sure you have the freedom to end your agreement at any time. Then, if you begin to think the debt consolidation company is not meeting your needs, (i.e. unexplained late payments to your creditors) don’t be afraid to end the agreement. Make sure you have a good reason for ending your payment plan because your creditors may not be so willing to accept another.

Credit Counseling is NOT factored into your FICO® score! This info comes straight from the credit scorers to you!

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Tips for Debt Consolidation Success